Compendium of Issues Relating to Branching by Financial Institutions
United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions
U.S. Government Printing Office, 1976 - 521 pages
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bank assets Bank Entry bank holding companies Bankers banking markets banking offices banking services banking structure banking system Benston branch banking branch institutions branch offices branching laws business loans Cash in vault cent of demand chain banks charter commercial banks competition Comptroller costs Currency demand deposits deposits held District dual banking due from banks economic economies of scale effects of branching established evidence facilities FDIC Federal Reserve Bank Federal Reserve System financial institutions funds geographic holding company acquisitions increased individual interest rates lending limited branching located McFadden Act member banks merger metropolitan areas mortgage multi-office multiple-office banking mutual savings banks Nat'l Bank number of banks number of branches number of offices operating output percent percentage permitted regulation regulatory result S&Ls savings and loan savings deposits SMSAS statewide branching statewide concentration stockholders Supp Table tion unit banks West South Central York
Page 213 - In a line of decisions, however, going back perhaps as far as Union Pacific R. Co. v. Botsford, 141 US 250, 251 (1891), the Court has recognized that a right of personal privacy, or a guarantee of certain areas or zones of privacy, does exist under the Constitution...
Page 35 - As used in this subsection, the term "consolidation" includes a merger. (c) A national banking association may, with the approval of the Comptroller of the Currency, establish and operate new branches: (1) Within the limits of the city, town or village in which said association is situated, if such establishment and operation are at the time expressly authorized to State banks by the law of the State in question; and (2) at any point within the State in which said association is situated, if such...
Page 440 - Second. The place where its operations of discount and deposit are to be carried on, designating the State, Territory, or District, and also the particular county and city, town or village.
Page 21 - branch' as used in this section shall be held to include any branch bank, branch office, branch agency, additional office, or any branch place of business located in any State or Territory of the United States or in the District of Columbia at which deposits are received, or checks paid, or money lent.
Page 210 - intended to place national and state banks on a basis of 'competitive equality' insofar as branch banking was concerned.
Page 289 - Federal reserve banks as follows: country banks, 7 per cent of demand deposits and 3 per cent of time deposits...
Page 284 - The total liabilities to any association of any person, or of any company, corporation, or firm, for money borrowed, including in the liabilities of a company or firm the liabilities of the several members thereof, shall at no time exceed one-tenth part of the amount of the capital stock of such association actually paid in.
Page 213 - In varying contexts the Court or individual Justices have indeed found at least the roots of that right in the First Amendment, . . . ; in the Fourth and Fifth Amendments, . . . ; in the penumbras of the Bill of Rights...