Annual Report of the Commissioner of the Banking Department of the State of Michigan |
From inside the book
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Page 13
Four times during the year , on passed days unknown to the officers of the several banks , I have called upon them to report to me their condition as shown by their books , May 4 , July 9 , September 25 , and December 2 .
Four times during the year , on passed days unknown to the officers of the several banks , I have called upon them to report to me their condition as shown by their books , May 4 , July 9 , September 25 , and December 2 .
Page 27
Report of July 9 . Report of Sept. 25 . Report of Dec. 2 . Loans and discounts .. $ 157,180 75 $ 132,710 78 $ 137,783 61 $ 140,670 65 Stocks , bonds and mortgages ... 289,901 46 301,881 17 304,619 74 309,270 44 Overdrafts .
Report of July 9 . Report of Sept. 25 . Report of Dec. 2 . Loans and discounts .. $ 157,180 75 $ 132,710 78 $ 137,783 61 $ 140,670 65 Stocks , bonds and mortgages ... 289,901 46 301,881 17 304,619 74 309,270 44 Overdrafts .
Page 28
Report of July 9 . Report of Sept. 25 . Report of Dec. 2 . Loans and discounts .. $ 38,983 32 $ 33,374 88 $ 45,120 23 $ 40,412 23 Stocks , bonds and mortgages .. 494,681 72 503,006 72 502,391 72 512,208 72 Overdrafts 80 22 607 90 242 07 ...
Report of July 9 . Report of Sept. 25 . Report of Dec. 2 . Loans and discounts .. $ 38,983 32 $ 33,374 88 $ 45,120 23 $ 40,412 23 Stocks , bonds and mortgages .. 494,681 72 503,006 72 502,391 72 512,208 72 Overdrafts 80 22 607 90 242 07 ...
Page 29
Report of July 9 . Report of Sept. 25 . Report of Dec. 2 . Loans and discounts ... $ 431,333 71 $ 420,243 21 $ 438,196 08 $ 428,646 64 Stocks , bonds and mortgages . 244,316 24 262,619 61 268,734 74 266,684 80 Overdrafts .
Report of July 9 . Report of Sept. 25 . Report of Dec. 2 . Loans and discounts ... $ 431,333 71 $ 420,243 21 $ 438,196 08 $ 428,646 64 Stocks , bonds and mortgages . 244,316 24 262,619 61 268,734 74 266,684 80 Overdrafts .
Page 31
Report of July 9 . Report of Sept. 25 . Report of Dec. 2 . Loans and discounts ... $ 25,580 89 $ 26,124 08 $ 26,403 72 $ 24,003 91 Stocks , bonds and mortgages .. 14,415 86 14,240 86 14,358 86 13,983 86 Overdrafts .
Report of July 9 . Report of Sept. 25 . Report of Dec. 2 . Loans and discounts ... $ 25,580 89 $ 26,124 08 $ 26,403 72 $ 24,003 91 Stocks , bonds and mortgages .. 14,415 86 14,240 86 14,358 86 13,983 86 Overdrafts .
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Common terms and phrases
00 Totals approved reserve agents bank notes outstanding bankers Notes Banking house furniture banks and bankers banks in reserve bonds and mortgages bonds on hand Capital stock paid cash items Cashier's checks outstanding cent redemption fund Certificates of deposit Checks and cash Deposit of U. S. Due from approved Due from banks Due from U. S. Due to banks Exchanges for clearing expenses and taxes Five per cent Furniture and fixtures Gold coin Interest paid July 9 Legal tender notes Liabilities Loans and discounts MICHIGAN national bank notes nickels and cents Nickels and pennies Notes and bills Organized Premiums on U. S. real estate Report of Dec Report of July Report of Sept reserve cities Resources Savings deposits secure circulation secure deposits subject to check taxes paid U. S. and national U. S. bonds U. S. disbursing officers U. S. treasurer United States deposit Vice President
Popular passages
Page 17 - But the discount of bills of exchange drawn in good faith against actually existing values, and the discount of commercial or business paper actually owned by the person negotiating the same, shall not be considered as money borrowed.
Page 16 - ... with a view to prevent the application of its assets in the manner prescribed by this act, or with a view to the preference of one creditor to another except in payment of its circulating notes, shall be utterly null and void.
Page 13 - He may also employ from time to time such cicrks. «lerks to assist him and his deputy in the discharge of the several duties imposed upon them by this act as he shall find necessary. The salary of the Commissioner shall be two thousand five hundred dollars per annum.
Page 9 - Such reports shall exhibit in detail, and under appropriate heads, the resources, assets and liabilities of the bank at the close of business of any past day by him specified...
Page 18 - ... on such terms as the court shall direct; and may, if necessary to pay the debts of such association, enforce the individual liability of the stockholders.
Page 12 - The powers, privileges, duties and restrictions conferred and imposed upon any bank existing and doing business under the laws of this State are hereby abridged, enlarged or modified, as each particular case may require to conform to the provisions of this act, and to such amendments as may be made thereto.
Page 5 - ... and such stock shall be sold as the directors may order, within six months from the time of such forfeiture, and if not sold it shall be canceled and deducted from the capital stock of the association.
Page 18 - ... and sell all the real and personal property of such bank on such terms as the court shall direct, and may, if necessary to pay the debts of such bank, enforce all individual liability of the stockholders.
Page 18 - All real estate owned by any bank may be taxed as other real estate in the city, village or township where the same may be situated, and the residue of its capital and surplus shall be taxed as personal property, but the assessment thereof for taxation shall not be at a greater rate than is assessed on money capital in the hands of individual citizens in the same city, village or township.
Page 13 - Commissioner shall take and subscribe the oath of office prescribed by the constitution, and file the same in the office of the Secretary of State...
Bibliographic information
| Title | Annual Report of the Commissioner of the Banking Department of the State of Michigan |
| Author | Michigan. Banking Division |
| Contributor | Michigan. Banking Dept |
| Published | 1892 |
| Original from | the University of Michigan |
| Digitized | 27 Feb 2007 |
| Export Citation | BiBTeX EndNote RefMan |