(A TYPICAL PERMANENT BUILDER COVER) Build Permanent Homes Country-wide statistics now show that the first cost of Each monthly issue of The Permanent Builder, a high-class building journal devoted exclusively to permanent building materials and methods, shows, on the cover in color, an attractive, permanent, fireresistive home of average cost, and is accompanied by a set of full size actual blue prints, including a quantity material survey, from which any reliable contractor can easily and quickly figure complete building costs. Subscription price $2.00 a year. Three months trial subscription 50 cents. THE PERMANENT BUILDER, Inc., 133 West Washington Street CHICAGO, ILLINOIS THE BUCKEYE INVITES YOUR ACCOUNT, WHETHER 1. We serve both depositors and borrowers. 2. Depositors are given safety and 5% interest. Borrowers, money at lowest rates to buy or build homes. 4. And provide work for many mechanics. 5. THE BUCKEYE STATE BUILDING AND LOAN Co., 22 West Gay Street, Columbus, Ohio. 6. You will be pleased if you deal with our institution. 1922 EDITION New Building Estimators' Handbook BY WILLIAM ARTHUR Over 1000 pages, 42x7, many tables and illustrations-Flexible Karatol, $6.00. Do you prepare your estimates from information based on actual, present-day conditions? Don't stake your profits on guesswork-let this new guide book eliminate the possibility of any loss. This 1922 Edition has been brought sharply up-to-date to give actual time, labor and material required on every operation in all classes of work. We will send you this 1922 ESTIMATOR for 5 days' FREE EXAMINATION if you return the coupon now. Send no money, just the coupon. American Building Association News, 15 West Sixth St., Cincinnati, O. Send me Arthur's NEW BUILDING ESTIMATORS' HANDBOOK for 5 days' FREE EXAMINATION. I will either return the book to you at the end of 5 days or remit its cost of $6.00. Name Address Reference The United States League of Local Building and Loan Associations R. J. RICHARDSON..... St. Louis, Mo. . Brattleboro, Vt. "The American Home, the Safeguard of American Liberties." DUES CALIFORNIA. For the convenience of its many clients in the East Bay District (Alameda and Contra Costa Counties) and in order to take care of its increasing volume of business in this section, the Mutual Building and Loan Association, of San Jose, has appointed Messrs. Robert R. Rorke and C. B. Deuble, who have formed a partnership and opened offices at Oakland for the transaction of a money loaning and general insurance business, as its representatives. DELAWARE. Patrick McGery, of New Castle, E. L. Jones, of Dover, J. W. King, of Laurel, George C. Hering, Jr., and Howard A. Turner, of Wilmington, Warren H. Singles, of Newark, C. W. Hall, of Clayton, and Louder M. Hearn, of Milford, comprising the executive committee of the Delaware State League of Building and Loan Associations,_were_guests of Charles Warner, president, at a luncheon in the Hotel du Pont Tuesday afternoon, September 26. The week beginning January 15 was selected for Home Thrift week in Delaware. On the night of January 15 there will be a convention of building and loan associations of Delaware in the Hotel du Pont. Home Thrift week will be advertised by window cards, pamphlets, moving picture slides, and letters on the subject will be read by ministers to their congregations. Slogans for the week will be "Join a Building and Loan Association" and "Own Your Own Home." Governor Denney will issue a proclamation explaining the purpose of the week to the people. Proposed legislation was discussed and E. L. Jones and George Massey Jones, of Dover, C. W. Bridgham, of Wilmington, and J. W. King, of Laurel, were appointed a legislative committee. Legislature will be asked to enact amendments to the building and loan law. One amendment will change the method of incorporation so as to decrease the number of incorporators to a minimum. Another amendment will provide that when a building and loan association holds a second mortgage the holder of the first mortgage must give notice to the association before foreclosure can be made on the first mortgage. It was decided at the meeting to organize building and loan associations in several towns down state where at present there are none.-Wilmington Every Evening. The The thirty-first annual statement of the Peoples Building and Loan Association, of Dover, shows assets $247,301, reserve fund $4,669. No real estate, funds all out and new shares taken in large numbers. Eldad L. Clarke, president; Cecil C. Fulton, secretary. ILLINOIS. The sixty-seventh semi-annual statement of the Commercial Travelers' Loan and Homestead Association, of Peoria, shows an increase in assets for the past year of $328 524. making the total $2,727,542, earnings $395,723, contingent fund $20,000. The number of outstanding_shares increased almost 4,000. Warren Sutliff, president; John C. Rambo, secretary. The Concordia Building, Loan and Homestead Association, of Chicago, reports an increase of $200.299 for the past three months, making the total $1,541,910. The subscriptions to new shares are larger than ever and the demand for loans greater than the available resources. A folder issued by the association, entitled "Monthly Payment Loan-a Solution of the Rent Problem," should be in the hands of every renter. Henry F. Fischer, president; F. G. Christgan, secretary. |