(A Principle) Teach economy. That is one of the first and highest virtues. -Abraham Lincoln. Men waste minutes,-hours,days, and weeks each year because they do not realize that waste of time will lead to a greater or less degree of slavery. Men waste material because they do not visualize the labor cost which produced it. Men waste money because they spend it for many things which they do not really needthey do it without thought. Mr. Business Man! StopThink! Surely there is room for the practice of thrift in your business. Ask us how we can help you to put the thrift thought into your organization. Time is the tool which shapes our destiny. Money is the medium of exchange for time and material. Don't fail to plan expenditures and to keep inside the limit you fix. Don't be ashamed of saving pennies. Don't buy vegetables out of season and expect low prices. Don't think spendthrifts need be capitalists. One can be a spendthrift with a dollar as well as with larger sums. Don't let false pride cost you money. There is no happiness in it. Don't feel too sure you are getting the most possible out of your expenditures; learn what "hard pan" really is. Don't forget that peace of mind is better than things you cannot afford. FROM OUR READERS Readers of "THRIFT" are invited to send us short items of a constructive, helpful nature; such as new ways of earning a living; examples of suc cess through the practice of the "Thrift" idea; anything that Material is the product of will help forward the "Thrift” other men's time. thought among men.-EDITOR. OFFICIAL ORGAN OF THE UNITED STATES LEAGUE. Ja 30 '22 the sind, in last 2 AMERICAN BUILDING ASSOCIATION Suggestions for Their Newspaper Advertising Appropriate copy is submitted weekly that will prove sure member getters. Persistency is bound to make an impression upon the public. You merely contract with. your local paper for a small space each week, or every other week, and a successful and experienced advertising man turns over live matter for insertion. Apply SAVINGS AND LOAN ADVERTISING SERVICE, 40 Butler Bldg., Cincinnati, Ohio. T HERE is always more than one way of doing the same thing, but most people want the best way the most efficient and effective method. But you can't well decide and make a selection unless you are acquainted with the different ways that have been tried, with their merits and drawbacks. And also, as with building associations, a feature may be successful in one locality and not be applicable to another, or may require modifications. To meet these exigencies workers in the building and loan association field will find Henry S. Rosenthal's CYCLOPEDIA OF Building, Loan and Savings Associations an invaluable aid and guide. It is a volume that should be in the hands of all who are charged with the management of these organizations. Building associations are coming to the front and are growing more rapidly at the present time than ever before in their history, and it is essential that the conduct of their business and affairs keep pace with this development. Up-to-date practices are required, and the more thoroughly one understands a subject-its history, philosophy and practical application-the better one is qualified to handle it. This information is furnished in the CYCLOPEDIA in a concise form, indexed for ready reference. It is a work that will prove its value to any one connected with the management of building, loan and savings associations. Price, $7.50 per Copy, Bound in Buckram Published by the American Building Association News Co. 15 W. Sixth Street. Cincinnati, Ohio. |