not mention such things, were it not for the respectable, and I saw no other way of his baneful effects they had on my young mind doing so but by my advancing him money to at the time, and the blight their impression buy clothes. cast on my riper years.

"As I grew up my tasks lessened, but the same restraint continued. My brother and sister died young, and my mother when I was nineteen years of age. Even after my father had made me a partner in his business, he still looked upon me as a child. From his austerity he had never gained my love; and I obeyed him only as a soldier does his commander. To the world I appeared as religious an attendant of the church as he was; but, alas! my heart was not there; I was almost, if not wholly, a sceptic, for I was not the least under the influence of religion.

To break upon my hoard was to me a matter of serious consideration; it was like upsetting my own aims. I thought over all the instances I had ever heard of money lent and never repaid; and an old rhyme ran strong in my mind –

"I once had money and a friend,
By both I set great store;

I lent my money to my friend,
He was my friend no more.
"If I had my money and my friend,
As I had once before,

I'd keep my money to myself,

And lose my friend no more."

I had almost hardened my heart, and was humming the misanthropic words when Kennedy came into my room; but his melancholy, heart-broken look dissolved at once my prudent resolves. I handed him the letter, and, as he read it, the tears started into his eyes; he took my hand and actually kissed it; but soon the glow of hope gradually faded from his face, and his eyes wandered over his threadbare dress, and his almost japanned hat which he had laid upon my table.

"At my father's death I was left my own master, and dreams of coming enjoyment and freedom floated before me. I was now sole owner of a thriving business, with a few hundreds in the bank; and I did not all at once throw off the mask, for the restraint I had been reared under acted as a check for some time, so that it was not without many severe struggles I fell away altogether. But fall I did. Gradually my Sunday relaxations, as my companions and I called them, began to encroach on my week-days; I employed others to do for me what I ought to have done Do not be cast down, Kennedy," said I, for myself; my business began to decline; "I did not recommend you without being and my income was unable to support my able to carry you through; and as to your extravagance. The money my father had appearance, I will lend you as much as will left was all spent; bills came upon me I make that respectable: I know you will recould not meet; my place of business was pay me as soon as you can." He uttered no shut up by my extravagance and carelessness. word he made no promise-but I felt a My creditors found it was more through my warm tear drop upon my hand, which he own mismanagement than any necessity that still held in his the pleasure I felt was worth my affairs were so involved; but I was se- all I had in the bank. How strange are the questrated, and a trustee appointed who, turns of fortune! Charlie Graham, the poor after winding up my affairs, paid my cred-gatherer, lending money to a rich merchant's itors in full, and handed me a small sum. Upon this, by dint of economy, I have subsisted ever since; but all is now gone, and I am plunged in want and degradation."

son! Next day, I got him equipped, and he set off in the stage-coach to present himself to Edwards, the old poor-house orphan. I had the pleasure to hear, in a day or two, that he was engaged; and in a few months after, I received a letter from Edwards, thanking me for having recommended Kennedy to him, who before this time had repaid me the money I had advanced.

When Kennedy and I parted for the night, I began to turn over in my mind how I could be of service to him, for he had introduced me to arithmetic, and I was now doing questions in Practice under his teaching. The next morning I wrote to my friend Edwards From the period Mr. Ross had taken me in Kennedy's behalf, giving an outline of his under his charge, I had been prosperous and history, and saying all I could in his favor; happy. I was now in my twenty-fifth year, and on the following evening, when I came and by steadily adhering to my rule of econhome, I received an answer, stating that he omy, I was gradually nearing the aim of my would give him a trial, if his appearance ambition-to have one hundred pounds in pleased him, as the firm at that time required the bank, and all my own. While comforta clerk. His appearance! there was the ably situated, I never changed my lodgings, rub, for it was shabby-genteel; and I actu- and I still wrought in Mr. Ross' shop. But ally hesitated as to whether I should tell him the cares of riches were beginning to assail what I had done. For my own credit, after me. How could I quicken the increase of what I had said, he must at least appear my store

how turn my wealth to the best

few pounds in my chest, and, instead of re- been retained by the trustee at my old salturning to my loom, I went to the public-ary, to assist in winding up matters; so you house, where I sat and endeavored to forget may rely upon my information."

Mr.

my loss in the stupefaction of intoxication; Joy took possession of my mind; I told and day after day I continued this process, him of my regret at the mode of life I had till I sunk into the lowest stage of misery lately followed; my firm determination to and degradation. Repentance and good res- abandon my evil courses; and the shame I olutions would succeed in the morning, only felt in leaving the hospital in my present to be thrown aside in a few hours; for, as garb. He at once said he would lend me the effects of the debauch died away, the five pounds on the security of my dividend, craving became unbearable, and I renewed and I with pleasure accepted his friendly the intemperance of the day before. I was offer, and slept that night with a mind at ease. like a fascinated bird, whom the eye of the The first use I made of my recovering snake was upon. I knew my doom; I strength, was to call upon my friend Mr. mourned, and strove; but drink, the ser- Ross. The good old man was happy to see pent, had me completely under its power. me, as he was wont to be before my career I was now far more wretched than when I of dissipation. I laid open to him the sorwandered through the streets with the good row I felt for my past conduct, and my reAnnie. I was then only poor, for I was in- solve to avoid it for the future; and in a few nocent and pious; now, I was equally poor, days, I was seated at my loom, and continbut without the innocence and peace I then ued steadily at my occupation without a enjoyed. Such was often my state of mind wish to alter it. At length I received from for I was now penniless and almost in the trustee on the bankrupt estate payment rags-that, in the delirium of intoxication, of my dividend; the amount was fifty-seven I went to the river to throw myself in and pounds, and I placed it in the bank with the end my misery but before it came to this, few pounds I had saved since my reformamy constitution, naturally strong, gave way, tion. I once more enjoyed a tranquil mind, and I lost my senses for a time. and no longer thought of my loss. When I awoke to consciousness, I found Ross, who was now an old man, and had bemyself in the public hospital, weak as an in- come very frail, began to speak of giving up fant, and my mind calm and serene as if I business, and living upon what little money had awakened out of a sleep in childhood. he had saved, as he had no children of his My sight was so weak, I could not endure own alive. I inquired what sum he expected the light, and I closed my eyes, and began to for his looms and business. He asked reflect; the whole events of my life passing whether I knew any one likely to purchase in rapid succession before me, from the gar- them. I smiled, and said: 66 Perhaps I ret with good Annie, to the green by the may be the person myself." He looked at river-side where consciousness left me. Bit- me with amazement. 66 Say you so, Charter regret came upon me, but it was void of lie; where did you find the purse?' For the remorse I had felt before. I may now neither Mr. Ross, nor any one of my old say I first prayed, for it was the sincere out- shopmates, knew that I had saved money, or pourings of my heart. I made resolves of that the loss of it had been the cause of my future amendment, and to return to my backsliding. I told him I had some cash in loom, never more to taste the cause of my the bank, but I feared not sufficient. “I degradation. But how was I to get out of am happy to hear you say so," he replied. the hospital, and again appear in a decent" As I do not require the money to be paid manner in the streets? The thought of this depressed me much, for my clothes were in rags, and my shoes deserved not the name. With a bitter feeling, I at length put on my almost mendicant garb, and was about to leave the hospital, when, to my surprise, I saw Guthrie enter the ward. I blushed as he approached he did not cordially take my hand as he was wont, and I saw he eyed me with a cold look of pity. I felt humbled and abased - I could not look him in the face.

all at once, get whom you please to value the articles, and you shall have them at the price named. If you have not sufficient, I will not distress you for the balance; you can pay it by installments, at your convenience."

Thus was I set up at last, the master of a business, and escaped from that undercurrent of life where so many glide, and writhe, and perish. I don't know much yet about what are called the upper ranks; but it occurs to me, that even they will look with some curi"Graham," said he at length, "I am sor-osity, if not interest, on these details of ry for you, but I bring you good news. The what is going on in the depths below them. affairs of our house have been so far wound The things and persons I have described are up that there is a certainty of its paying all real, and all types of classes more or less above ten shillings in the pound. I have populous.

substances would crowd together in the cen- | Sea and Gulf of Mexico, the boilers; the tre, where there is the least motion. So it is Gulf-stream, the conducting-pipe; from the in the great basin of the Atlantic, where the Banks of Newfoundland to the shores of Sargasso Sea forms the centre of the whirl Europe is the great hot-air chamber, spread caused by the circular motion of the equa- out so as to present a large surface. Here torial current and the Gulf-stream. This sea, the heat, conveyed into this warm-air chamsituated about midway in the Atlantic, in ber of mid-ocean, is taken up by the prevailthe triangular space between the Azores, ing west winds, and dispensed over our own Canaries, and Cape de Verd Islands, covering and other countries, where it is so much rea space equal in extent to the valley of the quired. Such, in short, is the influence of Mississippi, is so thickly matted over with a the Gulf-stream upon our climate, that Irepeculiar weed (Fucus natans), that the speed land is clothed in robes of evergreen grass; of vessels passing through it is often greatly while in the very same latitude, on the retarded. To the eye, at a short distance, it American side of the Atlantic, is the frostseems substantial enough to walk upon, and bound coast of Labrador. In 1831, the harcountless hosts of small crustacea dwell on this bor of St. John's, Newfoundland, was closed curious carpet of the ocean. Columbus sailed with ice so late in the season as June; yet through it, on his first voyage of discovery, the port of Liverpool, two degrees further in spite of the terrors of his less adventurous north, has never been closed by frost in the companions, who believed that it marked the severest winter. The Laplander cultivates limits of navigation; and its position has not barley in a latitude which, in every other altered since that time. This Sargasso, or part of the world, is doomed to perpetual Sea of Lentils, as the Spaniards first termed sterility. The benefit thus conferred on our it, has a historical interest. In the celebrated country by the Gulf-stream is a remarkable bull of Pope Alexander VI. in 1493, when he accident in our condition. It obviously dedivided the world between the Spaniards and pends on the Gulf of Mexico continuing to be the Portuguese, he decreed that the Sargasso a gulf, which, however, it might easily cease Sea was to be their mutual boundary to all to be. A subsidence of the Isthmus of Paneternity! ama to the extent of a couple of hundred feet The waters of the Gulf-stream do not, in-and such subsidences have taken place in any part of their course, touch the bottom geological times all over the world would of the sea. They are everywhere defended allow the equatorial current of the Atlantic from so comparatively good a conductor of heat by a cushion of cold water, one of the best of non-conductors. Consequently, but little heat is lost, and the genial warmth is carried thousands of miles to fulfil its destined purposes.

On a winter-day, the temperature of the stream, as far north as Cape Hatteras, is from twenty to thirty degrees higher than the water of the surrounding ocean. Even after flowing 3000 miles, it preserves in winter the heat of summer. With this temperature it crosses the fortieth degree of north latitude, and there overflowing its liquid banks, spreads itself out, for thousands of square leagues, over the cold waters around, covering the ocean with a mantle of warmth, to mitigate the climate of our high northern latitude. Moving now more slowly, but dispensing its genial influence more freely, it at last meets the British islands. By these it is divided, one part going into the polar basin of Spitzbergen, the other entering the bay of Biscay; but each with a warmth considerably above the ocean temperature.

to pass through into the Pacific, instead of being reflected back to our coasts. Britain would then become a Labrador, and cease to be the seat of a numerous and powerful people.

While the Gulf-stream is covering our shores with verdure, ripening the harvests of England and the vintage of France, its influence is equally beneficial at its fountainhead in the western world. The Caribbean Sea and the Gulf of Mexico are encompassed on one side by the chain of West India Islands, and on the other by the Cordilleras of the Andes, contracting with the Isthmus of Darien, and again expanding over the plains of Central America and Mexico. On the extreme summits of this range are the regions of eternal snow; next in descent is the tierra templada, or temperate region; and lower still is what the Spaniards truly and emphatically have termed tierra caliente, the burning land. Descending still lower is the level of the sea, where, were it not for this wonderful system of aqueous circulation, the peculiar features of the surrounding country Modern ingenuity has suggested a well- assure us we should find the hottest and most known method of warming buildings, by pestilential climate in the world. But as means of hot water. Now, the north-western the waters become heated, they are carried parts of Europe are warmed, in an exactly off by the Gulf-stream, and replaced by similar manner, by the Gulf-stream. The cooler currents entering the Caribbean Sea. torrid zone is the furnace; the Caribbean The surface-water flowing out is four degrees