State. Rate per cent. ཆ་ 46 Wisconsin.. 47 Wyoming..... Legal. Special. 6.. 10.. 12.. Forf. of inter't, principal and costs. 6.. Forf. of excess. Act May 28, 1858. Forfeiture, unless a greater rate is contracted. Penalty of Usury. 6.. 8.. Forfeiture of excess. 34 Ohio.. 35 Oregon 36 Pennsylvania. . 37 Rhode Island..... †6.. 38 South Carolina... 7.. 39 Tennessee.... 6.. 8.. .. None. 10.. .. None. 6.. 7.. Forfeiture of excess. §.. §.. 10.. 40 Texas... 41 Utah. 42 Vermont.. 43 Virginia... 44 Washington Terr. 10.. §.. None. 45 West Virginia.... None. Forfeiture of excess over 6 per cent, and $100 fine. 6.. 6.. Forfeiture of excess. 7.. 10.. Forfeiture of all the interest. 10.. .. None. *Usurers liable to arrest for misdemeanor. + Rate on judgments unless otherwise expressed. On railroad bonds only. § No limit. TABLE No. 1.-NATIONAL BANKS IN THE UNITED STATES IN OCTOBER OF EACH YEAR. 133 No. of No. of Banks. 66 508 1513 1644 1642 1644 1617 1615 1767 1919 1973 2004 2087 2090 Capital. $7,188,393 86,782,802 420,073,415 420,634,511 426,399,151 Surplus. Deposits. Capital. $9,478,860 $370,834,686 2,010,286 723,281,252 478,170,136 678,426,603 609,675,214 77,995,761 724,965,504 657,668,847 86,165,334 641,946,755 682,883,106 430,399,301 94,705,740 458,255,696 101,112,672 479,629,144 490,678,367 110,257,516 493,765,121 128,958,107 504,829,700 134,356,076 For comparison with the above amounts the following summary of the condition of banks in the United States about January 1, 1857, is taken from the annual report of Hon. Howell Cobb, then Secretary of the Treasury: Loans. 625,889,332 715,928,079 789,716,706 831,552,210 865,119,036 $5,466,088 93,238,657 869,544,773 872,500,104 949,870,628 TABLE No. 2.-RELATIVE VALUES OF GOLD AND UNITED STATES NOTES. Showing the gold value of United States notes with gold at any price not exceeding 285* in currency. on Gold. 1. ..99 38. 2. ..98 39. 3. .97 40. .964 41. .932 44. .9194 46. .91 47. 4. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22 23. 24. 25 26. 27. 28. 29 30. 31. 32. 34. 35 36 37. Gold Pre- .90% 48. 8914 49. .881 50. .8734 51. ..87 52. 864 53. .8434 55. 84 56. 8312 57. .825% 58. .82 59. .811% 60. .80% 61. .80 62. .79% 63. .78% 65. 763% 68. 8 75% 70. .745% 71. .74% 72. 732 73. .73 74. *According to the officially-published quotations of the gold market in New York, the currency price of $100 gold reached its maximum on the 11th day of July, 1864, the quotations for that day ranging from $276 to $285. The average price of $100 gold for the month of July, 1864, was $258.10, and the average price of $100 gold for the quarter-year ending September 30, 1864, was $244.90. TABLE No. 3. Showing currency price in dollars of one hundred dollars in gold in the New York market by months, quarteryears, half-years, calendar years and fiscal years, from January 1, 1862, to August 31, 1875, both inclusive. 1862. 1863. 1864. 1865. 1866. 1867. 1868. 1869. 1870. 1871. 1872. 1873. 1874. 1875. 102.5 145.1 155.5 216.2 140.1 134.6 138.5 135.6 121.3 110.7 109.1112.7 111.4 112.5 114.8 102.6 153.4 159 198.5 136.3 135.7 139.8 133.8 117.8 111.1 109.8114.1111.9 114.2 ... 103.2 150.8 172.8 169.9 136.1 136.2 139.6 135.3 115.7 111.3 111.4 115.7112.2 115.1 113.3 145.2 203.3 157.3 140.9 138.2 139.7 133 114.9 111.7 112.4 113.8111.2 137.1 156.2 201.9 140.4 141 139.9 137.5 123.3 112.7 111.8114.6112 112.7 TABLES Nos. 4 AND 5. EXHIBITING THE VALUES, IN UNITED STATES MONEY OF ACCOUNT, OF THE PURE GOLD OR SILVER REPRESENTING, RESPECTIVELY, THE MONETARY UNITS OF FOREIGN COUNTRIES, AND THE VALUE OF THE STANDARD COINS IN CIRCULATION OF THE VARIOUS NATIONS OF THE WORLD, JANUARY 1, 1874. Country. "that The first section of the act of March 3, 1873, provides the value of foreign coin, as expressed in the money of account of the United States, shall be that of the pure metal of such coin of standard value," and that "the values of the standard coins in circulation of the various nations of the world shall be estimated annually by the Director of the Mint, and be proclaimed on the first day of January by the Secretary of the Treasury." The following tables have been prepared and are published in compliance with the above stated provisions of law: TABLE 4.-Values, in United States money of account, of the pure gold or silver representing the monetary units, respectively, of foreign countries. TREASURY DEPARTMENT, WASHINGTON, D. C., Egypt France. Great Britain. Greece German Empire Hayti Monetary unit. Brazil Brit'h Possessions in N. America. S Central America... Dollar Chili.... Peso.. China.. Cuba Gold. Gold and silver Silver Millreis of 1,000 reis.. Gold. Dollar Tael Peso. Crown Dollar Dollar of 20 piasters Franc.. Pound sterling. Standard. Mark. Dollar Gold.... Silver.. Gold. Pure silver. Gold. Gold Silver Silver. Gold and silver Gold. Silver Gold Value in U.S. money of account. $1.00.00 .47.60 .19.30 .96.50 .54.56 1.00.00 .96.50 .91.23 1.61.00 .92.58 .26.80 .96.50 1.00.39 .19.30 4.86 65 .19.30 .23.82 1.00.00 |
