FIRST NATIONAL BANK, CASSOPOLIS.

CHAS. A. RITTER, President; H. D. GLEASON, Vice President; J. K. RITTER, Cashier;
GEORGIA VAN Matre, Assistant Cashier.

DIRECTORS.-Chas. A. Ritter, G. S. Harrington, L. B. Des Voignes, H. D. Gleason, H. P. Thomas, Fred Russ.

FIRST NATIONAL BANK, CHARLOTTE.

WILSON GEDDES, President; F. H. POLLARD, C. S. BROWN, Vice Presidents; R. S. PRESTON, Cashier;

W. J. HAUENSTEIN, Assistant Cashier.

DIRECTORS.-F. H. Pollard, C. S. Brown, George L. Bennett, Wilson Geddes, D. F. Munger,
R. S. Preston, C. A. Fulton, E. J. Elles.

FIRST NATIONAL BANK, CHEBOYGAN.

V. D. SPRAGUE, President; S. FARRELL, Vice President; I. H. ERRATT, Cashier;
E. C. LIEBNER, Assistant Cashier.

DIRECTORS.-V. D. Sprague, S. Farrell, I. Frazer, I. H. Erratt, Jas. F. Shepherd.

FIRST NATIONAL BANK, CHESANING.

WM. F. LUTZ, President; FRED M. DODGE, JOHN J. HALEY, Vice Presidents; CLARENCE W. SCHAFER, Cashier;
MARTHA SPAYTH, Assistant Cashier.
DIRECTORS.-Wm. F. Lutz, F. J. Whitney, F. M. Dodge, Edward Ahern, J. J. Haley, Edward F. Evarts.

COLDWATER NATIONAL BANK, COLDWATER.

J. R. THOMPSON, President; S. L. WING, Vice President; W. H. SIMONS, Cashier;
W. B. DALEY, Assistant Cashier.

DIRECTORS.-F. B. Moore, B. B. Gorman, C. A. Pollock, S. L. Wing, E. D. Legg, J. R. Thompson, W. G. Cowell,

SOUTHERN MICHIGAN NATIONAL BANK, COLDWATER.

L. E. ROSE, President; R. E. CLARKE, Vice President; N. G. KонL, Cashier.
DIRECTORS.-L. E. Rose, R. E. Clarke, A. S. Upson, C. C. Johnson, B. R. Warner, L. R. Palmer
A. G. Holbrook, N. G. Kohl.

CRYSTAL FALLS NATIONAL BANK, CRYSTAL FALLS.

JOHN W. BLACK, President; WM. J. REYNOLDS, Vice President; WALTER GRANBERG, Cashier.
DIRECTORS.-John W. Black, Eli Miller, John R. Stolberg, Wm. J. Reynolds, R. M. Mottes,

E. J. Oswald, C. D. Dwyer.

Statement September 28, 1925.

IRON COUNTY NATIONAL BANK, CRYSTAL FALLS.

JAMES F. CORCORAN, President; WARD J. KELLY, Asst. to President; BENJAMIN C. NEELY, Vice President;
G. A. BROTHERTON, Cashier; E. E. BUDIN, Assistant Cashier.
DIRECTORS.-James F. Corcoran, Herman Holmes, Benjamin C. Neely, Charles Uren, William A. Holmes.

THE FIRST NATIONAL BANK, DETROIT.

EMORY W. CLARK, Chairman of the Board.

WM. J. GRAY, President; WM. T. DEGRAFF, FRANK G. SMITH, EDWARD C. MAHLER, JOHN H. HART, W. A. MCWHINNEY, D. DWIGHT DOUGLAS, FRED BROWN, FREDERIC J. PARKER, WALTER L. DUNHAM, LAWRENCE P. SMITH, Vice Presidents; JAMES A. WILSON, HENRY J. BRIDGMAN, Ivo S. FAUROTE, JAMES T. SHAW, RAYMOND A. JACOBS, ARTHUR E. PATTERSON, Assistant Vice Presidents; GEO. S. HOPPIN, JR., Čashier; RUSSELL E. SMITH, C. H. WAGAR, EDWARD E. DEAN, CHAS. McMICHAEL, PAULL FITZPATRICK, WALTER E. WINCKLER, O. H. STONEBURGH, JOHN A. HOPKINS, Assistant Cashiers; GEO. H. ZIMMERMAN, Mngr. Foreign Dept; GARNET W. O'NEIL, Comptroller; O. W. EMMRICK, Auditor.

DIRECTORS.-J. B. Book, Jr., Roy D. Chapin, Emory W. Clark, James Craig. Jr., James E. Davidson, Clinton G. Edgar, J. H. Emmert, Merton E. Farr, J. S. Farrand, Jr., James H. Flinn, Dexter M. Ferry, Jr., Ralph Gilchrist, Wm. J. Gray, Lewis H. Jones, Gilbert W. Lee, Thomas Neal, E. D. Stair, Frederic B. Stevens, Joseph J. Crowley, Eugene W. Lewis, Joseph B. Schlotman, Lawrence D. Buhl, W. C. Rands, Allen F. Edwards, Wm. P. Holliday, James T. McMillan, D. Dwight Douglas, Harry J. Fox, Leo M. Butzel, Lawrence P. Smith.

C. H. NEWMAN, President; C. A. KANTER, C. A. KINNEY, Vice Presidents; I. F. ACHESON, Cashier and Auditor; LEO J. COLEMAN, MARK B. PECK, Assistant Cashiers; R. J. HEBER, Mgr. Bond Dept.; H. J. MILLER, Mngr. Credit Dept.; L. B. MALLERY, Mngr. Foreign Exch. Dept.

DIRECTORS.-J. A. Bryant, A. H. Buhl, G. W. Carter, H. J. Caulkins, Jr., Aaron DeRoy, T. R. Donovan, J. H. French, J. W. Finkenstaedt, P. H. Grennan, Geo. E. Hawley, Geo. K. Hebb, Chas. A. Kanter, Geo. H. Klein, F. L. Lowrie, C. H. Newman, H. S. Reynolds, Cramer Smith, O. W. Smith, B. F. Stephenson, John N. Stalker, L. D. Thomas, Geo. W. Trendle, M. B. Whittlesey, C. C. Winningham, C. A. Kinney, L. A. Young.