FIRST NATIONAL BANK, HERMANSVILLE.

I. W. ROWELL, President; STEWART E. EARLE, Vice President; CHRIS. H. GRIBBLE, Cashier;
HOWARD J. WHITE, Assistant Cashier.

DIRECTORS.-G. Harold Earle, Stewart E. Earle, David Downey, August Wendt, C. M. Case, I. W. Rowell,
E. E. Allen, H. A. Fry.

FIRST NATIONAL BANK, HILLSDALE.

E. A. DIBBLE, President; B. F. GREEN, Vice President; E. T. PRIDEAUX, Cashier;
O. F. FREED, Assistant Cashier.

DIRECTORS.-E. T. Prideaux, E. A. Dibble, F. O. Pinkham, Ford Foote, B. F. Green.

CITIZENS' NATIONAL BANK, HOUGHTON.

JAMES R. DEE, President; A. M. SCHULTE, A. F. HEIDKAMP, Vice Presidents; JOHN C. CONDON, Cashier; JNO. H. PAULL, JOSEPH M. LENZ, Assistant Cashiers.

DIRECTORS.-James R. Dee, C. V. Seeber, A. M. Schulte, A. F. Heidkamp, F. Wieber, Jr., Wm. R. Thompson, John D. Cuddihy, Frank Eilola, A. M. MacDonald, A. H. Wohlrab.

THE HOUGHTON NATIONAL BANK, HOUGHTON.

J. H. RICE, President; W. D. CALVERLEY, A. N. BAUDIN, Vice Presidents; C. H. FRIMODIG, Cashier;
R. T. BENNALLACK, EDWARD ROMPF, FRED C. STOYLE, Assistant Cashiers.

DIRECTORS.-L. L. Hubbard, J. H. Rice, W. D. Calverley, A. F. Rees, W. H. Schacht, F. J. Bawden,
E. W. Walker, A. N. Baudin, Theodore Dengler.

FIRST NATIONAL BANK, HOWELL.

LOUIS E. HOWLETT, President; JOHN WRIGGELSWORTH, E. G. LAWSON, Vice Presidents;
EUGENE A. FAY, Cashier; W. B. READER, Assistant Cashier.

DIRECTORS.-R. E. Barron, Louis E. Howlett, C. S. Line, E. G. Lawson, Chas. Itsell, Tracy Crandall,
W. B. Reader, John Wrigglesworth, Chas. W. Purdy.

THE FIRST NATIONAL BANK, HUBBELL.

HENRY OPAL, President; D. K. MACDONALD, A. L. BURGAN, Vice Presidents; R. E. ODGERS, Cashier. DIRECTORS.-Henry Opal, D. K. Macdonald, A. L. Burgan, Louis Thurmes, Samuel Eddy, R. E. Odgers, Exavier Gillet, Ralph Hayden, C. H. Benedict.

THE NATIONAL BANK, IONIA.

FRED W. GREEN, President; ALEX. ROBERTSON, Vice President, J. H. SMITH, Cashier;
H. J. CALLOW, W. G. HAWLEY, Assistant Cashiers.

DIRECTORS.-H. E. Powell, B. F. Hall, M. J. Allen, Geo. E. Nichols, Fred W. Green, Alex. Robertson,
E. S. Yeomans, Fred A. Chapman, Montgomery Webster, H. E. Bergy, L. H. Hale, Levi Marshall.

FIRST NATIONAL BANK, IRON MOUNTAIN.

E. F. BROWN, President; W. J. CUDLIP, Vice President; F. J. OLIVER, Cashier;
LEO. H. MORTENSEN, J. W. FRANSON, Assistant Cashiers.

DIRECTORS.-E. F. Brown, A. Bjorkman, R. C. Browning, W. J. Cudlip, R. W. Pierce, Jr., G. P. Fugere,
F. J. Oliver, W. E. Hallenbeck, R. T. Miller, F. E. Sensenbrenner, C. D. Symonds.

UNITED STATES NATIONAL BANK, IRON MOUNTAIN.

C. MEILLEUR, President; CHARLES PARENT, C. H. MILLIMAN, Vice Presidents; R. J. BATH, Cashier;
FRANK STEFANI, R. J. RIHL, Assistant Cashiers.

DIRECTORS.-Geo. M. Belhumer, J. J. Flanagan, C. H. Milliman, C. Meilleur, Charles Parent, Z. P. Rouselle, Felix Valenti, G. A. Gustafson, J. C. Knight, Otto Arnold, Anton Mlench.

THE FIRST NATIONAL BANK, IRON RIVER.

NELSON E. FISHER, President; CHARLES E. LAWRENCE, Vice President; HENRY J. VEESER, Cashier;

GEO. ZAMBON, Assistant Cashier.

DIRECTORS.-C. E. Lawrence, Nelson E. Fisher, Ira Odgers, E. M. D. Libby, J. E. Lindwall,
Chas. E. Harger, F. J. Smith.