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accounts-subject to sav assets pledged Book Assistant Cashier bank for safekeeping Banking house Furniture banks and bankers banks in reserve Bonds and securities bonds deposited cash items cash on hand Cashier's checks Public certificates of deposit Certificates of deposit-subject Certified checks Cashier's check Demand certificates checks Cashier's checks Commercial deposits subject Commercial Real estate Commercial Savings Bonds Commercial Savings Due Commercial Savings Overdrafts Commercial Savings U. S. Common stock paid Customers deposit-subject to savings deposited with bank depreciation Dept Due from banks Federal Reserve bank Frank fund Undivided profits funds-no assets pledged Furniture and fixtures ings by-laws Certificates John legal reserve Liabilities Loans and discounts MICHIGAN Organized paid in Surplus pledged Book accounts-subject Preferred stock Public funds-no assets Real estate mortgages reserve cities reserve in Savs Reserved for taxes Resources Savings Real estate secured and unse Statement December 31 Statement November subject to check Surplus fund Undivided Vice President