Financial Institutions Restructuring and Services Act of 1981: Hearings Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-seventh Congress, First Session, on S. 1686 ... S. 1703 ... S. 1720 ... S. 1721 ....U.S. Government Printing Office, 1981 |
Contents
| 1 | |
| 26 | |
| 35 | |
| 52 | |
| 60 | |
| 92 | |
| 139 | |
| 164 | |
| 311 | |
| 334 | |
| 348 | |
| 376 | |
| 397 | |
| 427 | |
| 559 | |
| 565 | |
| 167 | |
| 179 | |
| 187 | |
| 195 | |
| 210 | |
| 250 | |
| 267 | |
| 279 | |
| 288 | |
| 576 | |
| 597 | |
| 663 | |
| 819 | |
| 846 | |
| 850 | |
| 884 | |
| 926 | |
| 932 | |
Other editions - View all
Common terms and phrases
ACCOUNTS AND CERTIFICATES agencies amendments assets authority bank holding companies believe bill BORROWED MONEY CERTIFICATES 0.000 Chairman chartered commercial banks Committee competitive Congress consumer credit CONSUMER LOANS CORPORATE DEMAND DEPOSITS COST OF FUNDS Credit Union Act creditors depository institutions deregulation disclosure DIVIDENDS due-on-sale clauses exemption FDIC Federal Credit Union Federal Deposit Insurance FHLB ADVANCES financial institutions financial services FSLIC increase INDUSTRIAL LOANS INDUSTRY RESTRUCTURING ACT interest rates legislation lenders LIABILITIES limited LOANS AND CONTRACTS manufactured housing market mutual funds mergers million money market mutual MORTGAGE LOANS MORTGAGE-BACKED SECURITIES mutual funds NAFCU national banks National Credit Union NCUA PAYMENTS BY BORROWERS percent permit powers preemption problems proposed rate ceilings real estate regulation regulatory reserve requirements restrictions RESULTING FROM PROVISIONS SAVERS CERTIFICATES savings and loan savings banks Section Senator Share Insurance Fund THRIFT INDUSTRY RESTRUCTURING thrift institutions tion transactions Truth in Lending Truth-in-Lending Act usury ceilings
Popular passages
Page 320 - In determining the amount of award in any class action, the court shall consider, among other relevant factors, the amount of any actual damages awarded, the frequency and persistence of failures of compliance by the creditor, the resources of the creditor, the number of persons adversely affected, and the extent to which the creditor's failure of compliance was intentional.
Page 906 - ... necessary or appropriate in the public interest and consistent with the protection of investors and the purposes fairly intended by the policy and provisions of this title.
Page 5 - Every credit union is, by statute and practice, a cooperative association organized "for the purpose of promoting thrift among its members and creating a source of credit for provident or productive purposes.
Page 78 - Federal Credit Union Act". Definitions Sec. 2. A Federal credit union is hereby denned as a cooperative association organized in accordance with the provisions of this Act for the purpose of promoting thrift among its members and creating a source of credit for provident or productive purposes.
Page 906 - ... any security issued by or any other interest in the business of any person who is a broker, a dealer, is engaged in the business of underwriting, or is either an investment adviser of an investment company or an investment adviser registered under title II of this Act, unless (A) such person is a corporation all the outstanding securities of which (other than shortterm paper, securities representing bank loans, and directors...
Page 75 - January and at such place as its bylaws shall prescribe. Special meetings may be held in the manner indicated in the bylaws. No member shall be entitled to vote by proxy, but a member other than a natural person may vote through an agent designated for the purpose. Irrespective of the number of shares held by him, no member shall have more than one vote.
Page 69 - Refund of interest. The board of directors of a Federal credit union may authorize an interest refund to all members who paid interest to the credit union during any dividend period and who are members of record at the close of business on the last day of any such dividend period. The amount of Interest refund to the members shall be in proportion to the amount of interest paid by them during the dividend period as determined by the application of a uniform percentage. The board may authorize an...
Page 669 - Government will remove the barriers to opening a secondary market for residential energy conservation loans through the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association.
Page 74 - States postal savings depository subject to the governing regulations thereof, or a savings institution in which such accounts are insured by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation.
Page 895 - Commission for the administration of the disclosure requirements and other provisions of the Securities Act of 1933, the Securities Exchange Act of 1934, and the Trust Indenture Act of 1939...