Page images
PDF
EPUB

PAGE

HOLDERS OF GOVERNMENT SECURITIES-Continued:

To select place for payment of interest on registered stock.....
Should notify Register of change in address.....

INTEREST:

When payable in coin

When it ceases to run.....

On registered bonds, where payable....

I.

.......

............

[blocks in formation]

transferred after books are closed, to whom payable.........57, 69
of funded loans, paid by check sent to address of holders........ 69
of all other loans, payable at designated offices...
general rules concerning.

disposition of, when not claimed in ninety days.

On coupon bonds, how and where collectable.

in cases of called bonds or detached coupons.

May be paid before maturity; when subject to rebate

On funded loans, exempt from taxation...

...........

.....

.....

............

...

69

69, 70

70

70, 71

76, 77
71

87

[blocks in formation]

117

[blocks in formation]

Collection of, on bonds deposited with Treasurer by national banks...

L.

LEGAL-TENDER NOTES: (See United States Notes.)

Origin of the term; for what receivable.

....................

..........

..

[blocks in formation]

LIABILITY: (See National Banks.)

Of stockholders in national banks; extent and enforcement of.....
banking associations; limitations and restrictions affecting.
directors and other officers in their individual capacity....
executors, trustees, &c.........

[blocks in formation]

If registered, notice of loss to be given Treasury Department..

[blocks in formation]

.........

.............

35

42

41

42, 43

108, 134

123

136, 152

142

25

[blocks in formation]

...

[blocks in formation]

.................

.........

...........

....

........

..

....

...

7
25

25

[blocks in formation]
[blocks in formation]

MUTILATED CURRENCY. (See United States Notes; Fractional Currency.)............... 49

[blocks in formation]

ARTICLES OF ASSOCIATION. (See Organization)
ASSIGNMENT of depositor's claim, after failure of bank and before appointment of

103

..

receiver, not good as a set-off in favor of a debtor of the bank...
BAD DEBTS defined; to be deducted from net profits before dividend..
BANKS organized as national, cannot be converted into State banks.....

[blocks in formation]

..........

..

[blocks in formation]

designated as depositaries, under banking laws, are public depositaries...... 130

BANKING ASSOCIATIONS, how formed. (See Organization.)

...

no limit to number of, or to aggregate amount of capital.
beyond minimum amount, to capital of each bank..
must deposit bonds whether circulation is obtained or not
sufficiency of proof concerning formation of, a question for Comptrol-
ler.............

..

103, 104
103
103

..................

[blocks in formation]

BANK NOTE PAPER. (See Counterfeiting.)
BANK RESERVES. (See Redemption Agencies. Reserves...)
BANK SHARES may be constitutionally taxed by State authority; rate must not

140

..

120

exceed that imposed on State banks.

126, 127

but may equal the highest rate imposed, when a lower rate exists
as to banks specially exempted

127

BILLS OF EXCHANGE, discount of, when not usurious..

120

....

BONDS, registered only, may be deposited to secure circulation.

[blocks in formation]

always to equal one-third of capital stock actually paid in.......
when to be increased..

[blocks in formation]

transfers of, by Treasurer, to be countersigned and recorded by
Comptroller

113

to be examined annually and compared with Comptroller's
books, &c., by officers or agents of banks..

[blocks in formation]

result of examination to be certified to Treasurer by such officers
or agents..

117

to be held exclusively as security for redemption of notes; de-
preciation in, to be made good.

[blocks in formation]

cannot be retained as security for other claims of the United
States.

[blocks in formation]

NATIONAL BANKS-Continued:

BUSINESS OF BANKING, when it may be commenced......

PAGE.

112

106

...

where to be transacted
certificate authorizing such commencement to be published 112
when it may be withheld by Comptroller......... 109

BY-Laws to be established by board of directors...

..........

may, subject to the provisions of the act, regulate the transfer of stock,

election of directors, etc........

CAPITAL STOCK, no limit to amount of....

amount of, required on organization
to be divided into shares of $100

....

..

...............

106

[blocks in formation]

103

104

[blocks in formation]
[blocks in formation]

fifty per cent. to be paid in before commencing business
remainder, how and when to be paid....

to be deemed personal property...

[blocks in formation]

CHARLESTON, when to be added to list of cities where banks may hold three-fifths

to keep list of stockholders.

may verify reports, returns, &c...
may waive protest...

.....

[blocks in formation]

CERTIFYING CHECKS, unlawful, unless amount certified is actually on deposit....... 151

151

151

of lawful money reserve of associations located elsewhere............ 121

the act of, by competent officers, creates a valid obligation on
part of bank

contrary to law, subjects banks to proceedings for closing up,
under section 50, act of 1864...

CIRCUIT COURTS OF UNITED STATES, have no jurisdiction in equity to restrain

Treasurer or Comptroller in disposing of bonds on deposit

139

CIRCULATION, how proportioned; original limit of total issue $300,000,000...... 114
increase of $54,000,000 authorized; how distributed........... 29, 114, 152
of currency banks, limited to $500,000 each....

153

of gold banks, limited to $1,000,000 each..

153

PAGE.

NATIONAL BANKS-Continued:

CIRCULATION-Continued:

$25,000,000 of, redistribution of, in States having less than their

proportion; provisions concerning. (See Comptroller.).. 114, 155, 156

CIRCULATING NOTES, how provided; denominations and form of.....

115

[blocks in formation]

not more than one-sixth to be under $5

[blocks in formation]

none under $5, after resumption of specie payments............ 115

must be signed by president or vice president and by cashier.. 115

[blocks in formation]

when banks may issue; for what they are receivable..... 115, 116

none other than those specified to be issued by banks.

..... 116

[blocks in formation]

provisions relating to, 53, 121, 122, 128, 132, 135, 156, 157

...

[blocks in formation]

of banks in liquidation, redeemed by treasurer
of banks in ALBANY, BALTIMORE, BOSTON, CHICAGO, CINCIN-
NATI, CLEVELAND, DETROIT, LOUISVILLE, MILWAUKEE, NEW
ORLEANS, NEW YORK, PHILADELPHIA, PITTSBUGH, SAINT
LOUIS, SAN FRANCISCO, and WASHINGTON CITY, to be re-
deemed at NEW YORK..

[blocks in formation]

of banks in other places, to be redeemed at a bank in either of
the cities named. (See Redemption Agencies).....
of each bank to be received at par by every other bank........ 122
not to be hypothecated or used to increase capital stock.....
withholding of, from use, when a misdemeanor..

.......

amount of, issued under act of July 12, 1870, to be reported
monthly by Comptroller

[blocks in formation]

124

149

153

...

101

101, 102

[blocks in formation]

authorize associations, when duly organized, to commence busi-

ness.

105, 112, 130

examine and determine when associations are entitled to such author-

ization....

112

.....

...

issue his official certificate for that purpose; contents of......
record and countersign transfers of bonds belonging to associations..... 113
advise the parties concerned by mail

[merged small][ocr errors][merged small][merged small]

deliver, to associations which have complied with the law their quota
of circulating notes...

[blocks in formation]

furnish gold notes to associations organized as gold banks............... 154

[blocks in formation]

117

...

require associations to make up deficiency in case of depreciation in
market value of bonds deposited............

..

and to make good any deficiency in lawful money reserve....... 121
in case of default, to proceed to close up the association...... 121
take like proceedings in case of failure to select a redemption
agency, or to redeem circulating notes thereat..

122

suspend, after a preliminary examination, banks failing to redeem
either at their own counters or at redemption agencies
appoint a special agent to make an immediate further examina-
tion....

131

..

132

...

in case of insolvency, and within thirty days after notice of failure,
to declare bonds and securities in pledge forfeited..

132

..

and thereupon to notify holders of circulating notes to present
the same at the Treasury for payment.

[blocks in formation]

133

cancel or sell forfeited bonds.

and appoint a receiver.

advertise for claims against the association.....

[blocks in formation]

and from time to time, after providing for any deficiency in
redeeming circulation, make ratable dividend of proceeds
realized by receiver from assets of association..

135

institute suit, in his own name, for forfeiture of banking privileges,
&c., in case of wilful violation of banking laws by directors..... 136, 137
institute proceedings for winding up, in case of improper certification

of checks...

151

appoint from time to time, with approval of Secretary, examiners of
banks..

[blocks in formation]

make an annual report to Congress; contents of......
report to Secretary, monthly, amount of circulating notes issued under
the act of July 12, 1870, authorizing increase.......
take steps for redistribution of circulating notes under same act........ 156
give preference in certain cases in such distribution...
make requisition on banks having a surplus circulation for a pro rata
return thereof.

..

..

in case of non-compliance, to sell bonds of defaulting association to an
equal amount.

..

153

156

156

make regulations, subject to approval of Secretary, for removal of
banking associations from one State to another in certain cases....... 157
sell bonds of any bank going into voluntary liquidation and omit-
ting to secure, within six months, the redemption of its notes.
And after providing for such redemption, with expenses of sale, to pay
over balance of proceeds, if any, to such bank or its legal representa-
tives........

[blocks in formation]
« PreviousContinue »