NEW HAMPSHIRITES MEET. Manager Jewell Entertains His Agents at Portsmouth, N. H.

An enthusiastic body of Equitable agents gathered round the festive board on Friday, Oct. 24, when Mr. Winfield S. Jewell, the Society's manager for New Hampshire, tendered a dinner to his entire agency force. This was given by Mr. Jewell in recognition of the magnificent work of his agents during the past few months, and everyone who was present went away with fresh inspiration. In the course of the evening Mr. Jewell addressed his colleagues in most complimentary terms, thanking them for their steadfastness and loyalty, both to him and to the Equitable. Short speeches were also made by everyone of the agency staff. As a token of their affection and esteem, Mr. Jewell's agents presented him with a handsome gold ring, initialed, and elaborately chased. In responding to this gift, Mr. Jewell expressed his gratitude in a few, well-chosen words. Three hearty cheers were given for Second Vice-President Tarbell, who, though unable to be present, sent assurances of his interest in the work of each member of the agency. Mr. R. J. Mix, inspector of agencies, from New York, did the honors for the home office, and made a ringing speech. Among those present were: J. B. Morse, M. J. Linehan, Paul L. Chandler, Daniel W. Lowe, H. A. Courrier, Benjamin T. Hazleton, Daniel P. Sheehan, Mrs. M. C. Stockbridge, Mrs. J. C. Paddleford, Patrick J. Steward, R. W. Pillsbury, George W. Wales, W. J. Haywood, Dr. J. J. Berry, and Mr. and Mrs. Robert J. Mix.

A BANQUET POEM.

(Written for and dedicated to the Brooklyn and Long Island Agency.)

Do you want to win the day,
Be a conqueror in the fray:
Do you want to say that no-man
Can or shall do more than you can?

Then shake off your languid hours,
And unravel all the powers,
That in wisdom, meant to save you,
The Great and Good God gave you.
Any worm can crawl the earth;
You were born of nobler birth;
Great things lie enwrapt in you,
Why not boldly dare and do?

Courage, Confidence and Grit,
Energy and Tact and Wit,
Use them all the best you can
And you'll lead your fellow man.
-A. A. Treadwell.

WITH THE SPIRIT OF THE TIMES. R. A. Tuttle, general agent at Painesville, Ohio, believes in keeping up with the spirit of the times. For about two months previous to election he has published in the local papers extracts from "Satisfied" letters received from two gentlemen prominent in political life. We reproduce the letters:

"Gen. Alger, who has recently been nominated by the Republicans of Michigan, says of the settlement of his policy in the Equitable Life Assurance Society: "I have received a statement of the results of my policy, and beg to state that the settlement is in every way satisfactory. R. A. Alger."

"Gov. George K. Nash, in writing of the settlement of his fifteen-payment life policy in the Equitable Life Assurance Society, says: "These results are entirely satisfactory and very gratifying to me."

BROOKLYN AGENCY BLOW OUT. Dinner and Theatre Party Tendered to Manager Edwards by his "Boys." A Good Time All 'Round.

In honor of his fourth anniversary as manager for Brooklyn and Long Island, Mr. Charles Jerome Edwards was tendered a banquet by his agents on Wednesday evening, Oct. 15, in the parlors of the Arena, New York City. This is the yearly tribute which the members of the Brooklyn brigade pay to their chief-in addition to the magnificent business they produce under his supervision and guidance.

Mr. A. A. Treadwell, of gold bond fame, presided over the festivities. During the course of his remarks he took several poetical flights and gave voice to the stanzas which appear on page 9 of this issue. Speeches were also made by Second VicePresident Tarbell, Manager Edwards, and by the Reverend Howard W. Ennis. To help along the spirit of good fellowship ragtime strains were played by the musicians during and between the courses. The menu card contained two artistic drawings by Mr. H. M. Whitbeck, of the agency force, one of which was a picture of Manager Edwards. The banqueters rose from the table after Toastmaster Treadwell proposed the following benediction:

"Throwing aside all idle jest, let's all “pitch in" and do our best, and when this old year is stark and dead, Tarbell will say Jerome's ahead."

The party then proceeded in a body to Weber & Fields', where seats had been engaged for the evening's performance. When the curtain had been lowered for the last time Manager Edwards conducted all members to the Waldorf, where the evening was capped off by two hours of chat and reminiscence.

Among those present were A. A. Treadwell, A. L. Burnham, W. M. Morgan, R. B. Trousdale, C. H. Bradner, W. N. Seely, D. Ganz, A. Ettlinger, I. Reichman, Dr. A. J. Fox, Howard W. Ennis, Edward A. Beatty, A. E. Hall, W. McCarthy, R. W. McCord, H. M. Whitbeck, Dr. R. L. Smith, C. F. Whitbeck, H. H. Letcher, C. F. Draper, E. H. Pearce, W. A. Persch and V. E. B. Fuller.

TELEPHONES.

Easy methods of communication reached their highest development with the invention and perfection of the telephone. It is now no longer necessary to go to your friend's house or place of business; simply a "hello" into the transmitter, and a number called, brings him, and you can converse with him without leaving your desk, although he may be miles away. And when he chooses to communicate with you, there is no premonitory indication that you are to be addressed; the bell rings suddenly, often unexpectedly, without previous warning.

Just as unlooked for as a telephone call may come your summons from the great "Central" of life-Death. You can delay answering a call in life until the one sending the message becomes tired and rings off. But you cannot put off responding to the call from Death. The receiver is not hung up until you have answered and obeyed the

summons.

Are you sure that when the last call does come, your affairs will be so in order that they will not suffer through your departure? There is only one way of being sure, and that is by sufficiently assuring your life for the protection of whatever interests may depend upon it.-Robert King Morse.

ARE YOU WASTING YOUR ESTATE.

One of the most important lessons to be learned by every man who would get on in business is the art of economizing his time. A celebrated Italian was wont to call his time his estate; and it is true of this as of other estates of which the young come into possession, that it is rarely prized until it is nearly squandered; and then, when life is fast waning, they begin to think of spending the hours wisely, and even of husbanding the moments. Unfortunately, habits of indolence, listlessness and procrastination, once firmly fixed, cannot be suddenly thrown off, and the man who has wasted the precious hours of life's seed-time, finds that he cannot reap a harvest in life's autumn.

It is a truism which cannot be too often repeated, that lost wealth may be replaced by industry, lost knowledge by study, lost. health by temperance or medicine, but lost time is gone forever.-Hugh Chalmers.

THE SLUGGARD AND THE ANT. The Sluggard, spying an Ant in front of his door, exclaimed:

"I have been thinking of hunting you up for a long time, but my motto is 'Everything comes to him who waits,' and here you are!"

"What do you want?" asked the Ant impatiently.

"I want to know why you are always saving,” replied the Sluggard.

"For several reasons," said the Ant. "First, because I thus provide for the future; second, because it is wise to cultivate habits of thrift; third, because it increases my happiness, and fourth, because it preserves my health."

"I understand your first reason," said the Sluggard, "but are not the others a little far-fetched?"

"No," replied the Ant, "but I can't stay here all day talking with you, and so I'll bid you good morning."

MORAL.

The direct advantages of life assurance are obvious; the indirect advantages are often overlooked. Here are a few of the:n:

The man who invests in life assurance learns to save money which would otherwise be wasted; he acquires habits of thrift, and such habits lead to wealth.

Life assurance increases the value of a man's estate, and that makes him happy.

It relieves his mind of apprehension, and that preserves his health. Even if he is taken ill, the comfort which his policy gives

him becomes a part of the healing medicine which effects his cure.

These collateral benefits are quite as important in their way as the indemnity furnished by life assurance; but they are often overlooked or disregarded.

NINE IN ONE FAMILY.

On October 6th we received a letter from M. A. Marks, of Cleveland, from which the following extract is taken :

W. S. Hartman, stationed at Cortland, Ohio, wrote four applications on the lives of two pairs of twins, members of the Hightree family, during last July. Since then he has had another growth and has written three more of the same family, viz.: the wife of one of the twins and the father and mother of the twins, making seven altogether. There are only two more "Trees," and Mr. Hartman expects to fell those also before the leaves fall.

Before the leaves had all fallen we received the following communication from Mr. Hartman:

Enclosed find two more applications, and still the "Trees" are falling. When I called on this man to-day he almost swore at me, and told me I was fooling my time away, for he never would take any insurance. But I managed to get into the house, and Mrs. H. had dinner in a short time, so I just broke the ice carefully till I closed the deal; then I had an easy job to write Mrs. H. Another agent had been working on him and all the other "Trees" for over a year, and never closed him or any of them, so you may imagine how I felt when I got through.

A LETTER RECEIVED AT THE H. O.

K. C.. Dear sir i seen in colliers weekly how much will it be for one year $1,000. Endowment for the age a man 38 years old-rite and send all the perticlers. (Signed) M. K. [This man has the "rite" idea.-Ed.]

INCONSISTENT.

Clergyman-There is no death.

Parishioner-Still, I'll bet you carry life assurance.-New York American & Jour

nal.

For the formation of a habit of decision three things are required, sound principles, which enable one to decide what is right; knowledge, which enables one to decide about facts; and energy, without which there can be no decision at all.-Success.

IT WAS ONLY YESTERDAY

I SAW HIM

and

he appeared in the best of health, I really cannot realize it that he should have died so suddenly. It is a common thing to hear these exclamations of surprise and wonder-and yet when being solicited for Assurance you will say, "Not to-day-I'll see you in a week or so;" not knowing if a week or so, or even tomorrow is for you. Assurance is a necessity, and you should not put it off a single day. To-day you may pass a satisfactory examination, but to-morro w you may not. Then again, if you will select the right kind of protection, such as is offered by the Equitable Life, you will not alone have protection, but an investment, with such liberal offers that you will at once feel you have acted well and wisely by taking a policy with us. I will cheerfully give you any information appertaining to our Gold Bonds-or any other form of Assurance.

S. L. GOLDMAN,
General Agent,

for yourself you go to the best dealer you know and tell him you want "something good," don't you? When you buy a garment for a servant you are not so particular, are you?

You claim that your family is your first consideration always, don't you? Now, let's look the case in the face. You insure your life for your family, of course, and feel generous and good because you've done it. Do you go to the Strongest Company in the World for this insurance, or do you go to some "wild cat" concern because you can get it cheap there? In other words: Do you treat your family as you treat YOURSELF, or as you treat YOUR SERVANTS?

WM. R. LUKE, Manager The Equitable

Life Assurance Society. SOL E, DRYFUS, City Special.

Willcox Building.