Intention without acts, not sufficient to create trust, 9, 69, 139
Mere deposit does not establish intention to create

trust, see DEPOSIT.

No trust where depositor does not intend to create one,

210

7, 155, 179, 182, 188, 209, 210, 211, 268
No trust where depositor's intent was to put fund be-
yond peril of his spendthrift habits...
Not to create trust established by testimony of de-
positor.....
...8, 68, 179, 209

Requisite to creation of joint tenancy in bank account..
INTEREST. Effect on trust deposit of withdrawal of interest,

see WITHDRAWAL.

Scheme for obtaining more interest as explanatory of
trust account....

JOINT OR ALTERNATE DEPOSITS.-Deposit in names of
father and daughter of money belonging to latter,
belongs to daughter on father's death...
Distinction between joint and alternate deposits.
Deposit in names of mother and daughter of money be-
longing to latter, belongs to daughter on mother's
death....

Deposit in this form for purpose of increasing amount on
deposit..

47

20

175

39

238

53

Whether survivor entitled question for jury. . . .

237

JOINT TENANCY.-Deposit "A and B, or survivor in joint
tenancy," neither gift nor trust. . . . .

109

Joint or alternate deposit creating estate in joint
tenancy..

.43, 199, 201, 243

Statutes relative to joint and alternate deposits.
MINORS. Trust account in favor of minor....

NOTICE. Failure to notify beneficiary of trust immaterial,

17, 72, 108, 139, 177, 216, 217, 218, 219, 220, 269

46

72

No gift of deposit in two names where depositor fails to
notify other party and retains pass-book....
Notice to bank of intention to withdraw trust account
revokes the trust.

150

..27, 230

Notice to beneficiary of trust renders trust irrevocable,
18, 108, 137, 273

Notice to beneficiary converts tentative trust into ir-
revocable trust..

Payment of joint, alternate or trust deposit after notice
not to, see BANK.

PARTY DEFENDANT.-Husband necessary party in action
against bank by wife to recover account in names of
herself and husband...
PASS-BOOK.-Delivery of pass-book to beneficiary must be
pursuant to intent to make a gift in order to render
trust irrevocable...

3, 16

237

16

Delivery of pass-book to beneficiary renders trust ir-
revocable..

15

Delivery to beneficiary renders tentative trust irre-
vocable....

206

Delivery where account in two names.

57

Held to be no valid trust where depositor retained pass-
book, and did not notify beneficiary of deposit.....
Delivery of pass-book generally, see DELIVERY.
Retention of pass-book representing trust account does
not rebut presumption of trust,

135

.64, 198, 233

15, 72, 91, 142, 176, 177, 193, 214, 218, 219, 220, 221
Retention of pass-book immaterial in case deposit in
names of husband and wife....
Retention by depositor immaterial where account
opened in name of B, only A (depositor) has power
to draw.".

PAYMENT. Of joint or alternate deposit by bank, see BANK.
Of trust deposit by bank, see BANK.

RETENTION OF PASS-BOOK.-See PASS-BOOK.

85

REVOCATION.-Reservation of power to revoke trust..... .31, 112
Tentative trust revoked by notice of intention to with-

draw fund....

Trust held to be revocable by depositor...

Trust irrevocable in absence of reservation of power,

27, 230
189

179, 181, 184, 213, 225, 273

STATUTES.-Effect of statutes relating to payment of trust

deposits..

.37, 143

Relating to deposits in two names.

STATUTE OF WILLS.-Effect on joint or alternate deposit, see

TESTAMENTARY DISPOSITION.

Effect on trust deposits, see TESTAMENTARY DISPOSITION.
TENANCY BY THE ENTIRETY.-Characteristics. . . . . . .

Created by deposit in names of husband and wife,

67

65

How converted into irrevocable trust.
.3, 16, 206
Revoked by notice of intention to withdraw fund.... 230
Terminated by death of beneficiary......33, 186, 228, 229
TESTAMENTARY DISPOSITION.-Certificate of deposit in two

names held to violate statute of wills. . . . .

202

Gift of joint or alternate deposit invalid as testamentary
disposition......59, 63, 80, 87, 113, 122, 129, 167, 174, 275
Gift or trust not invalid where beneficiary's right to use
fund is postponed until depositor's death,

85, 104, 146, 159, 221, 226, 273
Trust, effective on depositor's death, possible in New
York..

Trust invalid as a testamentary disposition,

30

40, 71

159

27, 113, 140, 156, 157, 163, 166, 192, 222, 227
TOTTEN CASE...
.3, 9, 11, 12, 16, 25, 30, 206
TRUST.-Created by joint and alternate deposits..
Creation does not depend upon particular form of words.
Effectively formed by transferring individual account
to trust account upon verbal direction, though bank
rules required written order. . . . . .

191

Liability of bank in paying trust deposit, see BANK.
May be created verbally..

106

Not created by mere deposit in trust, see DEPOSIT.
Not created by addition of word "trust," to depositor's

name.

136

Revocation of trust, see REVOCATION.

TRUST DEPOSITS.-Definition. . . .

1

Delivery of pass-book, see DELIVERY and PASS-BOOK.
Effect of death of party, see DEATH.

Liability of bank in paying, see BANK.

Requisites as to delivery of pass-book, see DELIVERY.

TRUSTEE-Bank as trustee, see BANK.

WILL.-Distinguished from trust..

30

Effect of will disposing of fund comprising trust or joint
account....
.155-6, 215, 250, 256
Effect of failure to refer to trust account in will..33, 72, 224
WITHDRAWALS.-Effect of withdrawal of interest....22, 137, 177
Effect of withdrawal of principal,

23, 71, 72, 76, 216, 218, 219, 222, 224, 225
Withdrawal terminates tentative trust..

222