No. 411.

*THE FIRST STATE SAVINGS BANK OF BIRMINGHAM, MICHIGAN. Organized September 15, 1908.

FRANK FORD, President; FRANK HAGERMAN, Vice President; THOMAS H. COBB, Cashier. DIRECTORS.-Frank Ford, Thomas H. Cobb, Frank Hagerman, Theron B. Smith, Will W. Masters, Frank Schlaack, Wilburn B. Harris.

No. 410.

*THE GWINN STATE SAVINGS BANK, GWINN.

Organized September 29, 1908.

WM. G. MATHER, President; W. F. HOPKINS, Vice President; H. H. MCMILLAN, Cashier. DIRECTORS.-Wm. G. Mather, W. F. Hopkins, M. M. Duncan, C. V. R. Townsend, G. R. Jackson.

No. 412.

*THE STATE BANK OF HARBOR BEACH, HARBOR BEACH, MICHIGAN.

Organized October 8, 1908.

JAMES LIVINGSTON, President; Jos. J. LESZCZYNSKI, Vice President; HENRY BINKLE, Cashier. DIRECTORS.-James Livingston, Henry Binkle, James McColl, Joseph J. Leszczynski, Philip Binkle, Robinson Wellock, Philip L. Graham.

No. 413.

*THE STATE SAVINGS BANK OF MINDEN CITY.

Organized December 1, 1908.

ALBERT SEAMAN, President; JOHN WAHLA, Vice President; FRED J. KEMP, Cashier. DIRECTORS.-Albert Seaman, Fred J. Kemp, Claude E. McClusky, John W. Smith, John Wahla.

No. 414.

* THE FARMERS' STATE BANK OF ATHENS, MICHIGAN.

Organized November 28, 1908.

FRANK G. WOODRUFF, President; S. B. HARTMAN, A. T. SLAGHT, Vice Presidents;
F. E. ESTES, Cashier.

DIRECTORS. Simon B. Hartman, Frank G. Woodruff, Lauren I. Morris, Frank Wolf, Earle D. Albert son, A. L. Wood, Arthur T. Slaght, Henry R. Pearce, John A. Stanton, F. E. Estes.

60